ARPOLA’s Landlord Insurance Program – An Exclusive Offering for Members
If you didn’t have enough reasons to join a landlord association, here’s another. As a rental property owner or manager we know you have unique landlord insurance needs on your apartment rental agreement. ARPOLA has found a solution! It took us 18 months to create this landlord insurance program with the benefits and features that we know you want! You will be amazed by the coverage and blown away by the price exclusively available to ARPOLA landlord association members for landlord insurance purposes.
Amazing benefits and landlord insurance options:
- Exclusive coverages designed for ARPOLA’s rental property owners
- Flexible coverage terms
- Unbelievably low premiums for rental property owners (exceptional protection options)
- Many property valuation options (ACV, RC, Market Value, Agreed Value)
- Vacant rental property coverage – automatic
- Theft coverage for vacant rentals and rehab rentals
- Pool liability option for rental property
- Choose Coverage Limits
- Deductible options up to $25,000
- Simple administration – Reporting form (1 policy – 1 bill)
- Tenant insurance program (ask for details)
Save time and money through this membership benefit for landlord insurance!
Download the 10 Landlord Insurance Myths FREE Report! – $99 value
Learn more about landlord insurance for rental property owners in this 3 page report from ARPOLA’s exclusive insurance partner.
Landlord Insurance Designed for… LANDLORDS!
We have landlord association members who qualified for unbelievable saving on landlord insurance policies. One member who owns 308 houses saved over $30,000 in annual premiums. Another member with a single house saved $150 per year. In each case they added coverage they didn’t have before.
Do you have automatic theft coverage when the property is vacant? ARPOLA members do! While each member’s needs are unique, after joining ARPOLA you can obtain a custom quote for your specific landlord insurance needs. We believe in this landlord insurance option so much, that if you’re not happy and wish to cancel your membership within 30 days, we will send you a refund for your dues.
All of this was possible because of ARPOLA’s large and growing membership flexing its exceptional buying power and demanding specific coverages that rental property owners need. Don’t miss out on this exclusive benefit. Help us expand the exclusive ARPOLA landlord insurance program and other membership benefits by participating!
Landlord Insurance Information and Terms
Liability Insurance
Liability insurance is often over-looked or set aside when it comes to owning property. It’s very easy to do so since your main concern is the source of your income & wealth, the property. However, without proper liability coverage within your landlord insurance your income and wealth are in serious danger of disappearing. In short, liability insurance or landlord insurance protects you against lawsuits and other similar claims.
Want to learn more about Liability Insurance?
Download our free report. Liability Needs for Rental Property Owners
Actual Cash Value (ACV) and Replacement Cost (RC)
As a rental property owner and real estate investor, you should become familiar with these two terms, replacement cost and actual cash value. This is very important for you to understand when looking at landlord insurance. Insurance companies value property several different ways but these are the most abundant in the investing world.
Generally speaking, insurance companies prefer to pay out on an ACV policy over a RC policy. This is because ACV policies deduct for depreciation of the property while RC policies do not.
A RC policy pays for any damage to be replaced with new materials of comparable quality. An ACV policy is based off of replacement cost but it then deducts for depreciation (ACV = RC – Depreciation). Depending on your property this could be a substantial difference.
Where is the ARPOLA landlord insurance program available?
ARPOLA members in all 50 states can use our nationwide landlord insurance program–exclusively designed for ARPOLA and for the unique needs of rental property owners. Join ARPOLA today and start saving!
Note: Information on coverage is available to all and we encourage you to find out about the special coverage offered. Quotes are available to ARPOLA members only due to the exclusive nature of the program. Membership dues are fully refundable in the first 30 days. Disclosure: Insurers and providers pay a fee to ARPOLA for the use of the ARPOLA name and other services. Amounts paid are used for the general purposes of ARPOLA and its members. ARPOLA and its affiliates are not insurance agencies or carriers and do not employ or endorse individual agents. ARPOLA does not make insurance recommendations for individuals. Insurance needs of rental property and rental property owners are unique. You are strongly encouraged to evaluate your needs before choosing an insurance plan.
